Application Process for 2019 - 2020

Summer 2019, Fall 2019, & Spring 2020

We are awarding students for the 2018-19 year as applications and requested information is received.  You can log into TouroOne to see if you are missing any information.  If you have an award for a semester in which you are not planning to enroll, please contact financial aid immediately.

You can simplify your annual application for financial aid by following the steps below. Please note that you must also be registered in at least six credits per applicable toward your degree to be eligible for federal aid in each term or semester of study.

 

 If you are starting summer 2019 or later, please complete the 2019-2020 FAFSA form

 Step 1: Create a FSA ID (New TUC aid recipients only)

 Apply for a FSA ID online at FAFSA.gov or studentloans.gov If you already have a FSA ID, you do not need to re-apply for another. Keep a record of your FSA ID for future use.

Step 2: Gather your materials  (New TUC aid recipients only)

 You will use your 2016 income and information for 18-19 and 2017 income and information for 19-20. Collect records showing your current balance of cash, savings, and checking accounts along with net worth of your investments. Do not report the value of your home or retirement plan(s) on the FAFSA. 

Step 3: Fill out a Free Application for Federal Student Aid (FAFSA) for 2019 - 2020. (If you will be starting spring of 2019, complete the 2018-2019 FAFSA.)

Complete and submit a FAFSA.  Select school code 041426. The school shown will be Touro University California. If married at the time you complete your FAFSA, you also need to include your spouse’s income information on the FAFSA even if you didn't file taxes together. Make sure to print the confirmation page, indication that you completed your FAFSA and retain this document for your file. You may also use the myStudentAid app available for IOS and Android.

The IRS Data Retrieval Tool (IRS DRT) electronically transfers your federal tax return information into your FAFSA form.  You will be prompted when completing the FAFSA if you are eligible for this tool.

Do not select the “Will File” status. The Financial Aid Office will not award your financial aid until you have filed your federal tax return if you are required to file.  Click here for more information.

For additional help, please check out The Three-Minute FAFSA Video

Step 4: Submit Required Documentation and/or missing information.

You will also receive system generated emails informing you of missing information. For 2019-20 these information requests are sent to your Touro email address starting  in April.  You can also view missing documents on TouroOne.  Check your SAR for any required documentation you need to send to the Financial Aid Office. For example: citizenship or verification documentation. You will be able to complete the Term and Conditions only after you have been awarded your financial aid for 2019-20. (or 18-19 if starting spring, 2019)

Step 5: Check out the Cost of Attendance of your program.

 The 2018 - 2019 Cost of Attendance (COA) budgets are available for all programs. These forms will assist you in determining the maximum amount you can borrow for your year in your program.  We will update the website when 2019-2020 COA is available in late spring 2019.

Step 6: Complete Entrance Counseling 

First time Direct loan Subsidized/Unsubsidized and Grad PLUS borrowers at Touro University California must complete Entrance Counseling before applying for student loans. Entrance Counseling is an online tutorial that teaches students about their rights and responsibilities as loan borrowers. Go to Studentloans.gov and sign in using your FSA ID.  To check Federal Loan Balances, please go to the National Student Loan Data System (NSLDS) website. You will need your FSA ID to access your account. New TUC aid recipients-available April for 2019-2020 starting students. 

Step 7: E-sign your Master Promissory Note (MPN)

 First time borrowers at Touro University California must complete the Loan Agreement (MPN) with the Department of Education's student loan website in order for their funds to disburse. Your Master Promissory Note can be signed using school code 041426. Students should complete both the 1) Subsidized/Unsubsidized Loan and the 2) Grad PLUS Loan. You can find more information about federal financial assistance programs loan interest rates and fees on our website. New TUC aid recipients - available April for 2019-2020 starting students.

Step 8: Private Alternative loan.

 You can compare private loan terms side by side and review loan options online at Private Student Loans or on our website through ELM Select.

Step 9: Accept/Reduce/Decline your award in TouroOne.

Currently available for 2018-19 only

Once you have fully completed all required steps, federal loans disburse to the school, in equal disbursements, at the beginning of each semester in the award year (per your financial aid award letter).  You can see your official semester dates on your Cost Of Attendance form.

* If a refund of federal funds is due to you (i.e., federal loan funds exceed total tuition and fees), federal regulations require the University to process your refund in 14 calendar days. Please contact the Bursar's office for additional information and for information regarding direct deposit.

Please note that your cost of living disbursements are generally dependent upon applying and being approved for the Grad PLUS Loan or private alternative loans.

All loan funds are disbursed to the school and distributed after verification of:

* satisfactory academic progress

* registration in at least 6 credits for the semester that lead toward your degree.

If you have any questions please call (707) 638-5280 or e-mail the Financial Aid Office at finaid@tu.edu. You can also visit us at 690 Walnut Avenue. Walk-ins are welcome, no appointment needed!  See our main page for hours and holiday schedules.

We look forward to working with you!